Five Negro Insurance Companies do business in Charlottesville in sharp competition with a dozen or more white companies. Years ago a local concern attempted a Negro Insurance Company here but it went the way of the Y.M.C.A. the Building and Loan Association and the branch of the N.A.A.C.P. - Charlottesville negroes tire easily, whether that fault is in the promoters or the local public is a question that cannot be solved by a mere newspaperman but it seems to be a bit of truth in the statement. Great efforts flare up, remain alive for awhile, then sink gently into nothingness. No attempt shall be made here to solve the local problem but one thing is outstanding - each group delights in blaming the other group for conditions as they exist. This does at least one thing, it points out the need in this city for a sincere race leader, a man or woman who could connect those links and bring the various groups together under some form of mutual understanding for the common good of it all.

That job is going to be a difficult one. Charlottesville negroes, unlike negroes living near large industrial or agricultural centers enjoy a somewhat permanent order of existence that is not necessarily governed by so-called Conditions of the times. The logic in organization cannot be seen because there is apparently nothing to be done, which of course is the natural trend of the mass mind when in a state of satisfaction.